Student Insurance

SIT Study Abroad automatically purchases accident, health and repatriation insurance for all participants.  Students may elect to maintain their own health insurance policies in addition to the SIT insurance, or to purchase additional insurance if they choose.  Check with your health insurance company or home school for details.

All programs

The SIT Study Abroad program fee includes health insurance designed to cover the cost of medical care necessitated by sickness or accidents which occur during the official program period (including one day before and one day after the conclusion of the program). The insurance is in effect even when treatment occurs after these dates, subject to the terms of coverage. In the unlikely event of a medical emergency, the highest quality medical care will be arranged, subject to the terms of the coverage.  If necessary, the coverage facilitates medical evacuation of students from the country.

For details about this insurance coverage, read the Description of Coverage.

In Case of an Emergency

The SIT insurance coverage includes access to a 24-hour emergency assistance network. This multilingual service can help locate medical treatment and coordinate with doctors and hospitals, while confirming health insurance coverage and arranging settlement of bills. It can also help on legal matters, emergency medical evacuation, replacement of stolen passports or tickets, and other general assistance.

All students should print the insurance ID Card and carry a copy with them at all times. Other copies should be stored in a safe place, and SIT Study Abroad recommends leaving a copy with someone at home.

If you are in need of these services, contact:
AIU TRAVEL ASSIST®
1.877.235.7054 (Inside the USA and Canada)
1.715.295.9614 (Collect from anywhere else)

There is 24-hour, seven-day-a-week coverage. Identify yourself with Policy Number 9037560, or mention World Learning, which is the umbrella institution of which SIT is a part.

Filing an Insurance Claim

If you need to make a claim on the SIT-provided health insurance policy, you may use the Insurance Claim Form. For questions about claims contact:
NAHGA CLAIM SERVICES
P.O. Box 189
Bridgton, ME 04009
800.952.4320 (Inside the USA)
1.207.647.3108 (Call collect from anywhere else in the world)
The Policy Number is GLB-9037560.

Optional Baggage/Personal Belongings Insurance

Optional coverage, available from the same company that provides health insurance coverage, can be purchased for baggage and personal belongings. Learn more about Baggage Insurance.  You may also use the Baggage Insurance Claim Form.